Before you start looking for homes, it’s smart to get a pre-approval letter from your lender. You want to set yourself up to be the strongest buyer possible—the person the seller absolutely wants to deal with. It’s important to understand that to a seller, a lender’s pre-approval letter is considerably stronger than a pre-qualification letter. When a seller knows your financing is secure, your offer is taken more seriously.
To get pre-approved, you fill out our
application with information including your name, current income and assets to determine how much you can reasonably afford. You’ll be asked for your Social Security Number to run a credit check, and we’ll provide you a summary of the report.