One Year Tax Returns

Both self employed and salaried borrowers can qualify using one years income documents.

Highlights

Purchase or Refinance

Loan to Value up to 85%

Credit score down to 640

Loan Amount up to $2.5M

1099 Only

If you receive a form 1099 you can use them in lieu of traditional income documentation.

Highlights

Purchase or Refinance

Loan to Value up to 75% LTV

Credit Score down to 599

Loan Amounts up to 3M

No tax returns needed

*All loans subject to underwriter review and approval, other conditions will apply*