Bank Statement Loans

Great program for credit worthy self-employed borrowers to purchase or refinance.

Highlights

Credit scores 680 and above

Loan to Value up to 80%

Two years self-employment required

No Tax Returns required

Loans up to $3 million

2 year seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu

12 or 24 months business bank statements

12 or 24 months personal bank statements

For Self-Employed Realtors

Real Estate Agents working for a brokerage, with no ownership, that work from home and have no employees of their own.

Highlights

Credit scores starting at 640

Up to 85% LTV, No MI

Loans up to $3 million

2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu

Expense ratio as low as 15%

*All loans subject to underwriter review and approval, other conditions will apply*