Bank Statement Loans

Great program for credit worthy self-employed borrowers to purchase or refinance.
Highlights
Credit scores 680 and above
Loan to Value up to 80%
Two years self-employment required
No Tax Returns required
Loans up to $3 million
2 year seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
12 or 24 months business bank statements
12 or 24 months personal bank statements

For Self-Employed Realtors

Real Estate Agents working for a brokerage, with no ownership, that work from home and have no employees of their own.
Highlights
Credit scores starting at 640
Up to 85% LTV, No MI
Loans up to $3 million
2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
Expense ratio as low as 15%
*All loans subject to underwriter review and approval, other conditions will apply*

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