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Conventional Loans

A full documentation loan that meets the conforming loan limits set by Fannie Mae & Freddie Mac.
Highlights
620 Minimum credit score
95% maximum Loan to Value
3% Seller Concession allowed
Primary residence, second home or investment property

Low Downpayment Conventional Loans

HomeReady/HomePossible are low downpayment options that offer underwriting flexibilities to qualifed borrowers who meet specific income criteria.
Highlights
620 Minimum credit score
3% Minimum downpayment required
3% Seller Concession allowed
Gift funds allowed
Reduced Mortgage Insurance premium
*All loans subject to underwriter review and approval, other conditions will apply*

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